Community First Credit Union is an over 63-year-old financial cooperative serving the banking needs of North Bay residents. As a not-for-profit, it offers banking services and loans at-cost ... which can save Members thousands of dollars. Moreover, locally earned dollars deposited at Community First are reinvested in the local economy. The cooperative has ten offices in the North Bay, including one in Napa at the Lucky Shopping Center..2375 California Blvd Suite D. (Next to Little Caesars Pizza)